Bad Credit Car Finance Made Simple
Don't let past credit issues stop you from getting the car you need. At CreditCar, we specialise in helping customers with CCJs, defaults, and poor credit histories get approved for car finance.
Soft search - no impact on your credit score
Apply for Car Finance Online
How It Works
Getting car finance with CreditCar is quick and simple
Apply Now
Complete our quick and easy online finance application in just a few minutes.
Get Approval
Our team works with specialist lenders to secure a finance option that suits you.
Choose a Vehicle
Browse our range of quality used cars to find the right one for your needs.
Drive Away
Once approved, you could be driving away in your new car the same day.
OVER 5,000 CARS AVAILABLE
With CreditCar you get access to a huge portfolio of over 5,000 cars that you can choose from when your car finance application is accepted.
CreditCar - Your Bad Credit Car Finance Specialists
The UK's Leading Bad Credit Car Finance Company
Get the car you deserve with monthly payments you can afford, while rebuilding your credit profile at the same time.
At CreditCar, we help customers with poor or limited credit histories access affordable car finance. Whether you've experienced CCJs, defaults, arrears, an IVA, or bankruptcy, our specialist team works with a wide panel of lenders to find a solution tailored to you.
Located in Barnsley
If you're searching for second-hand cars in Barnsley or surrounding areas, CreditCar offers access to a large and varied stock of quality used vehicles, suitable for all budgets and credit situations.
Browse our used cars or get in touch to discuss your options.
Tailored Bad Credit Car Finance Packages
If we can't help you secure car finance, it's unlikely anyone can.
We specialise in helping customers who've been declined elsewhere. Our experienced advisors take the time to understand your circumstances and match you with lenders most likely to approve your application.
We regularly help customers with:
- Poor credit ratings
- Provisional or EU licences
- CCJs, arrears, defaults, IVAs, and previous bankruptcy
Unlike traditional car dealerships, CreditCar focuses on finance first - because everyone deserves the chance to get back on the road.
Buy a Car from CreditCar with Confidence
Every vehicle supplied through CreditCar undergoes a thorough pre-delivery inspection, including:
- MOT (minimum 6 months where applicable)
- Service check
- 104-point inspection
For added peace of mind, qualifying vehicles include a FREE 3-month warranty, with extended warranty and breakdown cover options available.
Apply now - our application form only takes 2 minutes!
Applying for finance with CreditCar couldn't be easier. Complete our short application today and we'll work to find the best deal available for you.
- Bad credit accepted
- No obligation to proceed
- Fast decisions
- Multiple lenders
No impact on your credit score
CreditCar is a credit broker, not a lender. Finance is subject to status and income. Representative APR and example figures shown are for illustration only. Written quotations available on request.
We work with a limited panel of carefully selected finance providers. We may receive commission from lenders, which does not affect the rate offered to you. All finance applications are subject to status, affordability checks, and terms and conditions.
BMNC Limited trading as Credit Car | Company No: 16714761
Registered office: Hillside, Smithies, Wakefield Road, Barnsley, S71 1NG
Authorised and regulated by the Financial Conduct Authority. FCA FRN: 799087